Welcome to RCF Capital

RCF Capital is a leading service provider for online loans in the United States & Canada. If you have bad credit, low credit, no credit or have even been turned down in the past due to bankruptcy, our company can you get get approved for an online loan with our special online financing programs. Simply getting people approved for an online loan is not enough for us here at RCF.  We want to improve our customers' lives and will do everything we can to offer our customers the most competitive interest rates possible. Unlike other more traditional online loan lenders, our lenders compete for your business. This give you the best chance of getting your loan application approved while forcing the lenders to earn & keep your business. When lenders compete you save time & money. So if your looking for a fast and affordable loan with high approval rates you should consider applying for an online loan from RCF Capital. 

HOW DOES IT WORK?

 

1. Apply Online

Free Online Application

Apply for a loan online

2. Instant Approval

Instant Online Approval

Instant Online Loan Approval

3. Get Your Cash

Cash Deposited Overnight

 Cash Deposited Overnight

WHY USE RCFCAPITAL.COM?


Bad credit or no credit is never a problem RCFCAP.COM works with a huge lender network that is dedicated to helping you get your hands on the cash you need regardless of your past credit history or low credit score. 

100% Safe & Extremely Confidential 
Your personal privacy is very important to us. Our loan application is secured with the latest encryption technology and we do not house or store your privileged information in house We do not retain your information in any way & we will never email you about promotions or additional offers. 

Affordable, Convenient & Smart
You can apply for, receive and repay your loan completely online from anywhere with an internet connection. The entire process takes less then 5 minutes to complete & once approved your cash can be direct deposited into your account by the next business day. 

FREQUENTLY ASKED QUESTIONS

What is a Personal Loan?

A personal loan can go by many names but it usually referees to the same type of sub-prime loan product. These loans are extremely easy to qualify for & obtain. They are short term loans that are meant to help you make make ends meet until your next payday comes and in most cases range from $100 - $1000 dollars. 

Personal loans also known as cash advance loans, payday loans, short term loans, cash loans, bad credit loans or deferred deposit loans can be a great way to help you you get get your hands on some sort term cash until your next payday comes. No matter what you call them, personal loans can really help you make it though hard times. 

How long does the process take?

You can complete our short online personal loan application form in as little as 5 minutes. We offer instant approval on short term loans up to $1000 and will never deny your loan just because of your poor credit history. That's why so many people across the country rely on our unsecured personal loans to help make ends meet. 

Most Personal loan lenders typically process your loan application immediately so that the funds will be available in the account you provided by the next full business day. Some Lenders can even wire the money directly into your bank account which makes the money available that same day. 

What if I get Social Security or Disability Benefits?

We do our best to help people from all walks of life. As long as you have a steady income, have a checking or savings account & have direct deposit our online lenders may still be able to give you a loan. 

How do I receive my cash?

Once you have accepted the terms of your loan agreement cash from your personal loan will be wired directly to your account by the lender you choose. RCF works with a network of lenders, that will do everything they can to get you your money deposited into your account, FAST. In-fact some of our online lenders can even have your money in your bank account in one business day. 

How long do you have to repay your loan?

This depends on your loan type. Cash Advance Loans are normally due on your next pay date. However, most lenders will allow you to extend or renew your loan by paying a fee. The fee usually consists of the accumulated interest charged on the loan plus a reduction of the outstanding principle loaned. 

If you decide to go with an installment loan instead of a payday loan then you will have scheduled payments instead of a one time lump sum payment. The payment schedule can be set up how ever you would like. Many of our customers prefer the installment loan over the payday loan because of its flexibility. Please contact your lender directly if you have to work out your payment schedule or for questions regarding repayment. 

Does your company do credit checks?

RCF Capital is not a lender and we do not perform credit checks of any kind. Our goal is to match your completed loan application with a qualified lender who can meet your specific financials needs. Most pf our lenders do not perform traditional credit checks, however, they may query various consumer databases, such as CL Verify or TeleTrack in order to verify your identity and review your past personal loan history. Since our lenders specialize in helping people with less then perfect credit you don't have to worry about your credit score or credit history. 

How much money will I qualify for?

Each lender offers different loan amounts, and the amount you are approved for may depend upon the information that you provide to us during the application process. We have high approval rates and in most cases can loan you the amount your looking for but since our lenders don't rely on your credit score to determine your ability to repay your loan they may offer you a smaller loan until you establish a payment history with them. 

 

 

 

 

 

 

 

 

THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, is not a loan broker, and does not make lending decisions on behalf of lenders. This Web Site does not constitute an offer or solicitation to lend. Our company will securely submit the information you provide to a lender who best meets your lending criteria. Our lenders issue short-term cash loans to borrowers who meet their lending criteria. Applying for a loan through our site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any of lender and does not endorse any particular lender. We do not charge you for any service or product and will never ask you for payment of any kind. Money transfer times may vary between lenders and also depend on the speed of your financial institution. In some circumstances faxing may be required. This is mainly to validate information that can not be verified in other ways. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to address immediate cash needs and are not a long term solution for financial problems. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.